# menopause affects finances > “Of deep concern to me is that more than half of the respondents said that perimenopause or menopause had (or will) make it harder for them to save for retirement and/or reduce their ability to save into pensions. This means that women may face real financial hardship as they approach retirement, post-divorce/separation.[[Menopause Puts Final Nail in Marriage Coffin#^u-b5o]]